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Understanding if You Should Apply for Social Security Disability

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Applying for Social Security Disability benefits is a complicated process, and applicants are often rejected. Knowing what steps to take and hiring a skilled attorney can help you successfully complete the application process and receive the Social Security Disability benefits you deserve.

If your disability prevents you from earning an income, you might be considering applying for Social Security Disability (SSD) benefits. While these benefits can greatly help anyone who is disabled, they can be difficult to get, which means you could have a low chance of qualifying. In fact, your application for SSD benefits is more likely to be rejected than approved, especially on the first try, as about 25 percent of applicants are approved for SSD benefits right away. The rest usually have to appeal at least once, which is why hiring a Social Security Disability attorney is recommended. Below is an overview of what to expect during the process.


The severity of your disability is a major factor in whether you should apply for SSD benefits. First, check the list of conditions that qualify for SSD benefits to find out if yours is on it. If it’s not, the Social Security Administration may determine that your condition is just as severe as the conditions that are on the qualifying list, and give you a chance to get SSD benefits anyway. Whether or not it’s on the list, your condition needs to be severe enough to interfere with your ability to keep a job.


If you are working and earn more than $1,130 each month, you most likely won’t qualify for SSD benefits. If you don’t work, you need to prove that your disability is severe enough to keep you from doing the same type of work you did in the past. If it isn’t, your application will likely be denied. But if it’s clear you can no longer do the same work as before, the Social Security Administration will consider if you could perform another job. This depends on your skills, work experience, disability, education, and age. If it’s clear you can’t work at all, you have a chance of getting SSD benefits.


The process of getting SSD benefits can be complex and often takes months or even more than a year to work through. During this time, you will need to submit paperwork as proof of your condition, and you will need to respond quickly to any questions the SSA asks. This is why it’s important to hire a Social Security Disability attorney, since you will need help getting organized and adhering to deadlines.

If you need help applying for SSD benefits in Oklahoma or Arkansas, talk with Caddell Reynolds today. You deserve the help of a Social Security Disability attorney who can assist you from start to finish as you apply for SSD benefits, so contact us today at (800) 889-6944 for a free case evaluation.